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Pension Increases for 2024, Is It All Good News?
The phrase ‘low-hanging fruit’ is a metaphor usually applied across a variety of business sectors to describe areas where a company may enjoy relatively easy pickings. Subsequently, profits accrue, often with relatively little effort, when companies target markets where demand for their products or services is greatest.
Could Your Home Contribute More To Your Retirement?: Upcoming Changes to Pension Rules
Forthcoming changes to how pension savings can be accessed – and when – could affect longer-term plans of many people in their fifties. Nine years after new pen...
Navigating Your Mortgage Transition: A Guide for Over 50s Facing Rising Mortgage Payments
According to the FCA over 1.5 million mortgages will come to the end of their fixed rate deal in 2024. The Bank of England (BoE) have recently held rates at 5.2...
Is Downsizing Worth It? How to Compare It with Equity Release to Help Fund Your Retirement
Although many of us we readily acknowledge its existence and importance, ‘emotional cost’ can be a difficult concept to measure. Truth is, in deciding whether t...
Spray Foam Insulation And Mortgage Lending: An Overview For Consumers
Regularly presented as an efficient way of insulating a home, spray foam has almost become the new Japanese knotweed in the mortgage space, rendering a property...
Living Well, Living Longer: Strategies for Sustainable Retirement Finances
Receiving a congratulatory message from the late Queen Elizabeth II was once a comparatively rare event for someone reaching their 100th birthday and not, argua...
Countries accounting for more than 60% of the world’s economic output and well over 50% of its population are scheduled to go to the polls this year, a unique p...
Saving money: Straight forward changes to help manage your budget
Most of us associate new year resolutions with exercise. This could be an early morning run, pounding the streets in freezing cold weather, or religiously subje...
Enhance Your Financial Outlook in the New Year: Top 5 Tips for Over 55 Homeowners
As the year nears its end, it's prime time to evaluate our financial standing and set the stage for a prosperous upcoming year. For homeowners aged 55 and above...
The Risk of Ignoring Future Care Costs
It’s reasonable to suggest that the deep chasm between public funding of social care and the increasing needs of an ageing population looks set to widen to cany...