Just Retirement - Lump Sum Plus
Roll up Lifetime Mortgage


Scheme Name: Just Retirement - Lump Sum Plus
Interest Rate: 5.75%
APR: 5.80%


Exclusive Deal:

   

Features

FREE valuation offer* | Medically Underwritten Loan Option | Cashback Options** | NO Set Up fee
   

Full details:

Just Retirement are specialists in retirement solutions & have now provided equity release plans for over 9 years.

Their Lump Sum Plus Lifetime Mortgage plan aims to offer a greater lump sum by way of two options: -

1. Standard Plan - provides a larger lump sum than the basic roll-up lifetime mortgage
2. Enhanced Plan - by taking health into account underwriters can assess whether a higher amount can be released

This is particularly beneficial for those who simply want the maximum equity release possible. This could be for severe health reasons, or simply because their financial situation necessitates this higher amount.

The interest rate on the initial cash withdrawal is fixed,and will be determined by which product you are eligible for.
A health & lifestyle will need to be completed asking questions with regards to your past medical records. If evidence of ill-health is proven, then the more sever the condition, the greater the lump sum become available.

Plans start at age 60 & there is a minimum property value of £70,000 with a £10,000 minimum initial withdrawal limit.

Both the Standard and Enhanced products are available in England, Wales and Scotland.

*FREE valuation applies to ALL properties (no upper limit)
**Cashback options are £500 & £1000 & come with respective interest rates of 5.80% AER & 5.85% AER