Safe Home Income Plans (SHIP) | Equity Release Supermarket

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About - How am I protected

We appreciate that taking out an equity release scheme is a big step, so it’s very important that you are protected from poor advice.
Equity Release Supermarket advisers are qualified to the current industry standards, all having achieved the Certificate in Equity Release Advice which incorporates the new Home Reversion requirement.

SHIP - Safe Home Income Plans
SHIP is a self regulated trade body that helps to ensure the interest of customers.

It is supported by the leading providers of equity release schemes who agree to the following points: -
Clarity in product literature, including costs, moving house & tax situation All SHIP plans carry a "no negative equity" guarantee The client's legal work will always be performed by the solicitor of your choiceThe right to remain in your home for life SHIP logo

Equity Release Supermarket will only deal with companies who are SHIP members.

The Financial Services Authority
The FSA is an independent body that regulates the financial services industry in the UK.
It aims to maintain efficient, orderly and clean financial markets and to help retail consumers get a fair deal.

Its main objectives are: -
Maintaining confidence in the financial systemPromoting public understanding of the financial system Securing the protection for consumersAdhering to the latest standards in 'Treating Customers Fairly'The reduction of financial crime

Solicitors
A solicitor is required to act on your behalf & it is advantageous if your solicitor is experienced in dealing with equity release plans.
The solicitor is required to sign a SHIP certificate which confirms they are satisfied that you, the applicant, fully understand all aspects of the plan.

Within the equity release market a new charter has been formed between specialist solicitors - ERSA (Equity Release Solicitors Alliance).
The Alliance has been formed to promote the importance of specialist legal advice with equity release schemes. Each ERSA member has a committment to the Charter & can guarantee best legal advice to consumers undertaking a new equity release scheme.

The list of ERSA solicitors is as follows: -

Goldsmith Williams
Caesar Howie (Scotland)
Equilaw
Ashfords LLP
Blacks Solicitors LLP

To assist you, we have negotiated competitive and fixed legal costs on your behalf with solicitors who are specialists in this field: -

	Click Goldsmith Williams website for more information. You are now leaving the regulated site of Equity Release Supermarket. Equity Release Supermarket are not responsible for the linked site, nor the accuracy of the information contained within it


To obtain further information & details of their fixed costs please contact our team.

'the complete equity release service'

Other Related Items in this section

What are the fee options?

How am I protected?

What is the typical process?

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testimonials
"Hi Ian. My equity release plan has now completed & I am pleased to tell you that I am collecting my new car on Friday. I wanted to thank you for making everything so easy for me & I will certainly recommend you to anyone who is interested in an equity release plan." - Mrs B, Carnoustie "From initial contact with the Equity Release Supermarket team, to completion was speedy, courteous & totally stress free!" - Mr & Mrs M, Bembridge "Our objectives were achieved with minimal delay in a most friendly, knowledge & expert manner" - Mr & Mrs D, Newcastle "Our Just Retirement equity release case was dealt with quickly & efficiently by Anthony. He was always just only a phone call away & always replied to any questions we had straight away. We contacted four equity release companies in total, but your company with Anthony stood out. This has been a very important decision for us but we are so glad we did it because it has changed out lives & we can now enjoy our retirement ...debt free!" - Mr & Mrs S, Invergordon. "Lynsey, Many thanks for your all your help; we completed or equity release application yesterday and funds have been credited to our account." – Mrs A, Nottingham "I tried Saga and Aviva but I preferred your helpful attitude, in a situation which is fairly tricky" – Mrs R, Devon "The service provided was excellent and I would be more than happy to recommend Equity Release Supermarket to anyone considering equity release" - Mr & Mrs S, Waterlooville "Always a traumatic time to find yourself on your own having lost your partner of many years. Feeling quite fit and healthy but strapped for cash. I was reluctant to downsize and move away from supportive friends and neighbours. So you need reassurance and advice and this is what I got from Equity Release Supermarket. A personal home visit and a clear explanation of what was best for me. It was good to have Mark come to my house to explain face to face the options and understand what I needed" - Mrs H, Hartlebury "Having spent my career in banking retiring as a manager, I did not come to the transaction without knowledge. I felt Les Pick, your equity release adviser, tailored his advice accordingly and could have been more expansive if necessary. He was never patronizing" - Mr & Mrs S, Leigh on Sea "From start to finish my equity release application took only a few weeks; Alison could not have been more helpful and all our questions were answered in a friendly but professional manner" – Mr & Mrs R, Southampton "We wanted to release some of the equity from our house; we spoke to Mark Gregory who took care of all aspects of the process, explaining every detail as we went through the paperwork. We would have no hesitation in recommending Mark Gregory and Equity Release Supermarket to anyone" - Frank & Janet Hardie. Bury "Equity Release Supermarket were very efficient, kept us in the loop, couldn't have done it without your help" - Mrs Q. Renfrewshire

testimonials

"Hi Ian. My equity release plan has now completed & I am pleased to tell you that I am collecting my new car on Friday. I wanted to thank you for making everything so easy for me & I will certainly recommend you to anyone who is interested in an equity release plan." - Mrs B, Carnoustie

"From initial contact with the Equity Release Supermarket team, to completion was speedy, courteous & totally stress free!" - Mr & Mrs M, Bembridge

"Our objectives were achieved with minimal delay in a most friendly, knowledge & expert manner" - Mr & Mrs D, Newcastle

"Our Just Retirement equity release case was dealt with quickly & efficiently by Anthony. He was always just only a phone call away & always replied to any questions we had straight away.
We contacted four equity release companies in total, but your company with Anthony stood out. This has been a very important decision for us but we are so glad we did it because it has changed out lives & we can now enjoy our retirement ...debt free!" - Mr & Mrs S, Invergordon.

"Lynsey, Many thanks for your all your help; we completed or equity release application yesterday and funds have been credited to our account." – Mrs A, Nottingham

"I tried Saga and Aviva but I preferred your helpful attitude, in a situation which is fairly tricky" – Mrs R, Devon

"The service provided was excellent and I would be more than happy to recommend Equity Release Supermarket to anyone considering equity release" - Mr & Mrs S, Waterlooville

"Always a traumatic time to find yourself on your own having lost your partner of many years. Feeling quite fit and healthy but strapped for cash. I was reluctant to downsize and move away from supportive friends and neighbours. So you need reassurance and advice and this is what I got from Equity Release Supermarket. A personal home visit and a clear explanation of what was best for me. It was good to have Mark come to my house to explain face to face the options and understand what I needed" - Mrs H, Hartlebury

"Having spent my career in banking retiring as a manager, I did not come to the transaction without knowledge. I felt Les Pick, your equity release adviser, tailored his advice accordingly and could have been more expansive if necessary. He was never patronizing" - Mr & Mrs S, Leigh on Sea

"From start to finish my equity release application took only a few weeks; Alison could not have been more helpful and all our questions were answered in a friendly but professional manner" – Mr & Mrs R, Southampton

"We wanted to release some of the equity from our house; we spoke to Mark Gregory who took care of all aspects of the process, explaining every detail as we went through the paperwork. We would have no hesitation in recommending Mark Gregory and Equity Release Supermarket to anyone" - Frank & Janet Hardie. Bury

"Equity Release Supermarket were very efficient, kept us in the loop, couldn't have done it without your help" - Mrs Q. Renfrewshire