Retire & Relax

Reaching retirement age should be your time to enjoy the fruits of your labour, relax & fulfill the activities you set your heart on.

However, for many the financial impact of retirement can result in these plans remaining pipe dreams. 

 

Well, here are some questions to think about:

Is your retirement income lower than you'd like it to be? Do bills seem to be rising faster than your income? Would you prefer to have that peace of mind in retirement? Would you like a lump sum to spend how you choose?
We are all aware that in recent years, one asset that has increased substantially in value is your property.
However, that's of no use if you can't access the money tied up in your home.

A possible solution to these issues can be addressed with equity release from your property.
The great benefit with these schemes is the freedom to spend that extra money on anything you want.

We have listed below how our customers have put to good use their newly found financial freedom: -

Fund home improvements e.g. conservatory, windows Pay off a mortgage, loans, credit cards, bills Treat yourself to a special holiday Buy a new car or caravan Maintain or improve your lifestyle income Gifts to your children for a house deposit etc Purchase a 2nd property such as holiday home Cover private medical care costs Reduce any potential inheritance tax liability Finance a move to a house of greater value Purchase annuities to increase retirement income Just to be able to afford life's little luxuries


*Alternatives to equity release that you should consider are:
Downsizing to a smaller property to release cash Ask your relatives for financial assistance Arrange an interest-only mortgage or personal loan Using existing savings or investments Apply for any State benefits Seek home improvement grants, if appropriate

 

Please bear in mind that if you are currently receiving means-tested state benefits, your entitlement to them could be affected if your circumstances change and your income or savings increase.

 

To ensure that your equity release mortgage does not affect your means tested benefits such as pension credit or council tax benefit, then speak to a Equity Release Supermarket lifetime mortgage adviser who is trained in advising on such matters. They will recommend how a release of equity can benefit you financially without affecting any Dept of Work & Pensions or local authority benefits.

 

Additional information on retirement planning issues and equity release options for pensioners that are an age concern can be resolved by seeking independent specialist advice.  

 

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testimonials

"Equity release can be a minefield according to reports I have read, but at no time when dealing with Chris Chance did I feel that I was being led towards what he wanted to do, and that I was free to make my own decison." – Mr B, Louth


"Entering into a contract as such needs confidence in those processing it. I never at any time felt a lack of confidence." Mrs R, Leeds


"All questions answered professionally and courteously. Always available to contact, or if not, always a prompt ringback." Mr S, Reading


"Your adviser was friendly, supportive and gave us good advice. The whole process has been extremely well managed. Thank you." Mr M, Great Yarmouth 


 




"Hi Ian. My equity release plan has now completed & I am pleased to tell you that I am collecting my new car on Friday. I wanted to thank you for making everything so easy for me & I will certainly recommend you to anyone who is interested in an equity release plan." - Mrs B, Carnoustie

"From initial contact with the Equity Release Supermarket team, to completion was speedy, courteous & totally stress free!" - Mr & Mrs M, Bembridge

"Our objectives were achieved with minimal delay in a most friendly, knowledge & expert manner" - Mr & Mrs D, Newcastle

"Our Just Retirement equity release case was dealt with quickly & efficiently by Anthony. He was always just only a phone call away & always replied to any questions we had straight away.
We contacted four equity release companies in total, but your company with Anthony stood out. This has been a very important decision for us but we are so glad we did it because it has changed out lives & we can now enjoy our retirement ...debt free!" - Mr & Mrs S, Invergordon.

"Very satisfied. Simple, quick and efficient service and lovely staff." Mr M, Surrey

"Lynsey, Many thanks for your all your help; we completed or equity release application yesterday and funds have been credited to our account." – Mrs A, Nottingham


"I tried Saga and Aviva but I preferred your helpful attitude, in a situation which is fairly tricky" – Mrs R, Devon


"The service provided was excellent and I would be more than happy to recommend Equity Release Supermarket to anyone considering equity release" - Mr & Mrs S, Waterlooville
"Always a traumatic time to find yourself on your own having lost your partner of many years. Feeling quite fit and healthy but strapped for cash. I was reluctant to downsize and move away from supportive friends and neighbours. So you need reassurance and advice and this is what I got from Equity Release Supermarket. A personal home visit and a clear explanation of what was best for me. It was good to have Mark come to my house to explain face to face the options and understand what I needed" - Mrs H, Hartlebury
"Having spent my career in banking retiring as a manager, I did not come to the transaction without knowledge. I felt Les Pick, your equity release adviser, tailored his advice accordingly and could have been more expansive if necessary. He was never patronizing" - Mr & Mrs S, Leigh on Sea

"From start to finish my equity release application took only a few weeks; Alison could not have been more helpful and all our questions were answered in a friendly but professional manner" – Mr & Mrs R, Southampton
"We wanted to release some of the equity from our house; we spoke to Mark Gregory who took care of all aspects of the process, explaining every detail as we went through the paperwork. We would have no hesitation in recommending Mark Gregory and Equity Release Supermarket to anyone" - Frank & Janet Hardie. Bury


"Equity Release Supermarket were very efficient, kept us in the loop, couldn't have done it without your help" - Mrs Q. Renfrewshire